Finally filed, last night. After talking with several 1099-filing friends, I concluded that I was mistaken in my notion that they all dodged the self-employment tax somehow (this notion was installed, I think, by other friends and family who had never filed a 1099 before and agreed that the idea seemed ridiculous), and decided to be 100 percent honest about it. I will take the hit, and try to keep deductions in mind for this current year. Good-bye, pretty money. It was nice of you to visit. Thanks for your interest, yuk yuk.
I know... aww, poor baby, you can keep only most of the thousands you grossed from sitting on your butt and watching your books sell themselves last year. Still, it’s awful hard to part with it, once you have it, eh?
I also opened a Roth IRA, and socked the legal-annual-maximum of $3,000 into it. So I have two IRAs now, doy... I think the Roth is better for me, and don’t know why I opened a traditional one last year, instead of a Roth. Shrug.