Target ding.

[prog]

The morning I bought my Wii, I thought I signed up for a Target loyalty card, because the 10 percent off that purchase was sweet enough bait to get me to bite. I just learned that what I signed up for was a credit card, though. And I just got its first bill. Argh. (The Wii purchase made up its starting balance.)

I'm going to slightly blame Target for this one, because at no point did the guy make it clear to me that I was signing up for a credit card. I'm not even sure he said "card". He just smilingly let me make my own sleep-deprived assumptions.

It's still a net win if I kill it right now. Pain in the ass, though.

Edit I'm fairly certain that I went through the motions of paying for the games with my existing credit card, which is why I didn't suspect anything. But I was seriously wacky after getting up so early to go stand in the weekly Wii Line, so who knows.

Comments

[gemini6ice.livejournal.com]

how did you think you were paying for it then, if not on the target cc?

and just pay off the target cc however you were going to buy the wii in the first place?

[prog.livejournal.com]

I thought I was paying for it with my own CC. I'm fairly sure I went through all the motions with that.

And yes, I'm gonna zero out the account today and then follow it up with a phone call. I still ended up saving money with the discount, but it just seemed a little disingenuous of them.

[jadelennox]

Do you save your receipts?

[prog.livejournal.com]

For this purchase, yeah. Why? For more effective grousing about the salesbot manning register X at time Y?

[jadelennox]

no, see you can see if you actually seem to have paid with a visa. If you handed him a credit card and got a credit card receipt somehow, and yet were charged for the target card, then there's a problem going on.

[prog.livejournal.com]

Ah. No, everything's on the level, paperwork-wise. I just got bamboozled. And there ain't no law against that.

[gemini6ice.livejournal.com]

Although I doubt the system would allow double payment, I'd still double-check that isn't the case that both cards were somehow charged.
Maybe the cashier didn't understand what was going on either? The qualifications for a job at target are just above a job at wal-mart, probably.

I don't mind store-specific credit cards; they help you maintain control on your spending because they can't become your default form of payment for everything. At the same time, they usually give nice perks and really help your credit score. It was a major boost to my ego to open my Banana bill and see that my credit line had been raised because I am apparently so good with my debt. :D

[ruthling.livejournal.com]

I got a Target CC the same way (a camera not a wii tho), but I love it. I canceled my last tie to BofAss by getting rid of my CC with them a few months later.

[queue.livejournal.com]

Speaking of Wii lines, do you happen to know what Wii availability is like at this point? I played 2.5 hours of Wii Tennis at my bosses' house, and I'm starting to seriously think about getting one (although I'm not sure tennis would be as fun alone), but probably not if I have to stand in an early-morning line.

[prog.livejournal.com]

I just posted about it. Enjoy!

[dianamp04.livejournal.com]

uh, you didn't get suspicious when you gave them your social security number dude?:-P