Go me

[prog]

I mailed in health insurance paperwork and moneys yesterday. I had an indirect referral to the quality of the doctors at the Harvard Vanguard office in Davis Square, so went to their website and wrote down first name in the alphabetized list of docs currently accepting patients (one Dr. Angel, in fact). None of the docs have screaming warnings to stay away, according to Google, so I feel fine about it.

I am looking forward to getting a complete checkup. I'm at least a year overdue. For someone as interested in longevity as I, that's a bad habit to get into.

Hey guess what: I've also started to pay off my credit card debt. While I still would like to shift my debt away from a Bank of America card, I intend to eradicate it in short order either way; it's only $3,000 as of today. Once that's out of the way I'll commence carving away at my debt to a certain personal creditor, who has been quite patient with me indeed.

Edit I just got an email from BoA congratulating me on my "excellent history" and informing me that they've upped by limit. Wha? Dude I'd been late every month since they bought MBNA. They're insane

Comments

[gemini6ice.livejournal.com]

More debt = more interest = more profit

:(

[ahkond.livejournal.com]

I just got an email from BoA congratulating me on my "excellent history" and informing me that they've upped by limit. Wha? Dude I'd been late every month since they bought MBNA. They're insane

Maybe they just like collecting fees from you.

[dougo.livejournal.com]

Yeah, once they start seeing your principal go down, they encourage you to make it go up again.

[prog.livejournal.com]

Evil, evil, evil. I can't wait to be rid of them.

[dougo.livejournal.com]

Well, I don't think you're going to find a bank (let alone a credit card company) that doesn't want you to give them more money.

[(Anonymous)]

I have nothing nice to say about the way in which Bank of America handles credit accounts.
Suggestion: If you get to a point at which you still have a non-trivial balance but you have cash available to cover, say, two-thirds of the remaining balance, see about making a settlement. You might have to pay income taxes on the canceled debt, but you won't if your total assets outweigh your total debt prior to the settlement.

[(Anonymous)]

Oops, that is, if your total assets are outweighed by your total debt prior to the settlement.