Let's Simplify
Aug. 13th, 2009 08:02 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
OK, I'm still making too many screwups with all my bank accounts. Just blew another $50 in overdraft fees, despite my best efforts. (From two unrelated $25-each blunders, no less.)
I'm happy enough with using ING - and using Yodlee to manage my accounts there - that tomorrow I'm gonna march down to Central Bank and close my personal account with them. This will mean that all my ING deposits will have to happen through snail mail, instead of my current system of depositing to Central in-person and then shuttling the money to ING via web. (And occasionally mistiming something, for another $25 fee.) But that's OK; it's a small inconvenience to face versus the hundreds of dollars I lose annually to silly mistakes.
Keeping my Appleseed account at Central, because ING doesn't offer business checking - only business savings. (I do own such an account, and use it for tax withholding.) I will henceforth withdraw money from Appleseed not by visiting Central and filling out account-transfer slips, but by writing myself checks, and then popping them in the mail! And y'know what... this idea appeals to me.
I smirk at how much I'm looking forward to doing this tomorrow morning. I shall have my revenge! Uh-huh.
I'm happy enough with using ING - and using Yodlee to manage my accounts there - that tomorrow I'm gonna march down to Central Bank and close my personal account with them. This will mean that all my ING deposits will have to happen through snail mail, instead of my current system of depositing to Central in-person and then shuttling the money to ING via web. (And occasionally mistiming something, for another $25 fee.) But that's OK; it's a small inconvenience to face versus the hundreds of dollars I lose annually to silly mistakes.
Keeping my Appleseed account at Central, because ING doesn't offer business checking - only business savings. (I do own such an account, and use it for tax withholding.) I will henceforth withdraw money from Appleseed not by visiting Central and filling out account-transfer slips, but by writing myself checks, and then popping them in the mail! And y'know what... this idea appeals to me.
I smirk at how much I'm looking forward to doing this tomorrow morning. I shall have my revenge! Uh-huh.